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Households will use their frequent flyer points to help take the sting out of Christmas spending. NewsWire / Nicholas Eagar

FINANCEPremiumSurprising Christmas shopping trend

Australians are still feeling cost of living pressures, with a surprising trend emerging with how they are cutting down on spending money.

Cameron Micallef

Accounts lodged with ASIC for buy-now, pay-later group Afterpay reveal its value has been heavily reduced since US fintech Block acquired it.

Your MoneyCommentsBooming Afterpay’s mind-boggling losses since US sale

Accounts lodged with ASIC for buy-now, pay-later group Afterpay reveal its value has been heavily reduced since US fintech Block acquired it.

Tom Richardson

The federal government is looking to tighten laws around online shopping and dodgy subscriptions. (Lukas Coch/AAP PHOTOS)

BusinessPremiumCrackdown nears on 'dark patterns' exploiting consumers

The government has revealed a timeline for new protections to shield consumers from dodgy business practices.

Jacob Shteyman

The distribution of a lifetime’s work can be a source of great anxiety. That’s particularly true if you are worried the beneficiaries might lose all or some of their inheritance after you’re gone.

Your MoneyCommentsPremiumSure-fire way to protect legacy for next generation

The distribution of a lifetime’s work can be a source of great anxiety. That’s particularly true if you are worried the beneficiaries might lose all or some of their inheritance after you’re gone.

Daniel Newell

The flagged changes include a fivefold increase in the amount that needs to be contributed each year.

Your MoneyCommentsPremiumShock move to end UK state pension loophole for Australians

In a dramatic shift of the goal posts, the UK Government is set to change the rules for Australians on access to the highly lucrative National Insurance scheme state pension. 

Nick Bruining

Construction industry super fund giant Cbus’ $20m-plus fine highlights a potential issue that could affect other not-for-profit funds that represent a huge portion of the $4.3tr superannuation industry.

Your MoneyCommentsPremiumWho’s really paying for Cbus’ death benefit payout failures?

Construction industry super fund giant Cbus’ $20m-plus fine highlights a potential issue that could affect other not-for-profit funds that represent a huge portion of the $4.3tr superannuation industry.

Nick Bruining

Much of the looming $3.5t wealth transfer will arrive when the recipients are in their late 50s, long after many could have most benefited from it. So, what’s stopping baby boomers helping their kids now?

Your MoneyCommentsPremiumFive steps to tap into an early inheritance

Much of the looming $3.5t wealth transfer will arrive when recipients are in their late 50s, long after many could have most benefited from it. So, what’s stopping baby boomers helping their kids now?

Dawn Thomas

Here’s how a just a few small tweaks to your retirement planning strategy now can get you $68,000 a year for life when you give up the daily grind.

Your MoneyCommentsPremiumA few tweaks to get $68,000 a year for life in retirement

Q+A: Here’s how a just a few small tweaks to your retirement planning strategy now can get you $68,000 a year for life when you give up the daily grind.

Nick Bruining

Delivery apps make life easier, but a growing gap between shelf price and app price means the ease comes with a sting. 

Your MoneyCommentsPremiumIs cost of convenience quietly blowing your family budget?

Delivery apps make that moment easier, but a growing gap between shelf price and app price means the ease comes with a sting. 

Chris Foster-Ramsay

Young Australians are being tactical when it comes to buying stocks. NewsWire / Nicholas Eagar

FINANCESimple way Gen Z can retire rich

Young Australians are using a remarkably simple strategy that takes advantage of the years they will have in the workforce.

Cameron Micallef

Christmas ham is likely an Australian-made product: Picture Supplied

NEWSHidden details costing Aussie farmers $1.2bn

Confusing food labelling could be costing Australian farmers billions, with international sources supplying most of our bacon and ham.

Cameron Micallef

Australia streaming services are concerned at the cost of the new legislation. Binge, Stan, Tubi, Amazon, Disney, Netflix.

EXCLUSIVEBizarre rule that could cost Netflix $975m

Streaming services could face whopping fines that are ten times the industry standard under a controversial change to local content laws.

Cameron Micallef

Connecting Snowy Hydro will power three million homes. Supplied

newsMajor update as Aussie energy crisis looms

Construction has begun on a massive energy project that promises to slash the power bill for millions of Australians at a time when it’s needed most.

Cameron Micallef

Not Supplied

FinancePremium$150 saving Chalmers won’t rule out

Treasurer Jim Chalmers has not ruled out renewing a financial lifeline for many Australians that is due to expire at the end of the year.

Ria Pandey

The RBA will now wait until March 2026 to finalise its card payments review. NewsWire/ Gaye Gerard

FINANCEHiccup in move to save Aussies $1.2bn

The Reserve Bank of Australia will delay a decision about a controversial fee that is costing consumers $1.2bn a year.

Cameron Micallef

Ted O'Brien and Chris Bowen focused on energy prices on Wednesday. Martin Ollman/ NewsWire

UPDATEDPremium‘Answer is yes’: Bowen’s bold power bill vow

Energy Minister Chris Bowen has insisted renewables will cut power bills despite his Coalition counterpart saying energy costs would rise whoever was in government.

Joseph Olbrycht-Palmer

This chart shows the Aussie dollar rocketing against the US dollar.

MoneyDire reason Aussie dollar just skyrocketed

The Aussie dollar has skyrocketed as the nation’s cost-of-living crisis worsens, and it’s all terrible news for mortgage holders.

Cameron Micallef

Housing affordability slumped across the regions. NewsWire/ Damian Shaw

newsMajor warning as rental crisis spreads

The rising cost of living has been laid bare as millions of Australians are priced out of a home.

Cameron Micallef

People sit on cash for years thinking they’re playing it smart during a market meltdown.

DEBTMAN PremiumWhy it pays to keep your cool during market meltdowns

DEBTMAN: There are those who think they’ll play the smart game while watching market turmoil and sell everything down to cash. But can you buy back in when the panic stops?

Bruce Brammall

I bought an apartment in East Perth for $450,000. I’m considering selling the investment property to my son for an amount which clears my mortgage. Are there any problems with this approach?

BRUINING Q+ACommentsPremiumWhen a transaction is not at arm’s length

Q+A: I bought an apartment in East Perth for $450,000. I’m considering selling the investment property to my son for an amount which clears my mortgage. Are there any problems with this approach?

Nick Bruining

Changes to superannuation fund rules six years ago all but wiped out automatic life insurance cover for young people joining superannuation funds.

Your MoneyCommentsPremium‘Bring back opt-out life insurance’: Financial advisers

The Certified Independent Financial Advisers Association has called for the reinstatement of opt-out life insurance cover for young members joining an employer superannuation fund for the first time.

Nick Bruining

As self-funded retirees live longer, the conventional wisdom that older investors should automatically shift into defensive assets is starting to show cracks. Here’s what you should consider instead.

Your MoneyCommentsPremiumHow the classic risk profile is failing self-funded retirees

As self-funded retirees live longer, the conventional wisdom that older investors should automatically shift into defensive assets is starting to show cracks. Here’s what you should consider instead.

Raymond Pecotic

Australian businesses will need to find on average $124,000 when new laws pass. NewsWire / Nicholas Eagar

FINANCEChange every business should worry about

Business leaders warn of a looming credit crisis as employers take stock of a major change to how they pay workers superannuation.

Cameron Micallef

Education Minister Jason Clare announced $16b of student debt will be slashed for three million Aussies from this weekend. Image: NewsWire

PoliticsTens of thousands to receive life-altering text

About 100,000 Australians are set to receive the “best text message ever” from the Federal Government.

Emma Kirk